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Canada is set to debut the new 2010 Honda Accord Crosstour at dealerships across the country on November 24th. The Accord Crosstour comes in several different trim models, including the EX-L which is a four wheel drive, and there is also a EX-L top of the line version with comes with special luxury trim as well as Honda's satellite navigation system. All models of the 2010 Honda Accord Crosstour come with a 3.5 litre 271 horsepower V6 engine.
Jerry Chenkin, who is the executive vice president of Honda Canada was recently quoted saying, "With the recent price reduction on our existing Accord sedans and coupes, the pricing for the all-new Accord Crosstour is designed to make this vehicle an attractive option for Canadians wanting car-like handling and performance with the functionality of a sport utility vehicle."
The 2010 Honda Accord Crosstour is has the style and finesse of a luxury sedan while have the versatile and mobility characteristics of a sports utility vehicle. It is a completely unique concept within the crossover market segment. The car leverages many different aspects of both the sedan and SUV pros and cons, it remains sleek and stylish, while expanding cargo space.
The 2010 Honda Accord Crosstour fulfills many roles, the bold new exterior design conveys a sense of prestige from the outside, and the luxury styling of the interior extends the length of the whole cars interior. The car is extremely functional from a storage standpoint, with built in under-floor storage in the rear, as well as reversible cargo floor panels.
The 271 horsepower V6 VTEC engine features Honda's award winning Variable Cylinder Management system which improves fuel consumption and increases power. The Variable Cylinder Management system allows the car to run on three, four or six cylinders based on the load of the car nad the power required. The car comes packed with a 5 speed automatic transmission as well as a real time 4-wheel drive system for offroad and towing use.
The prices for the three 2010 Honda Accord Crosstour are as follows. The EX-L 2-Wheel Drive Model has a MSRP of $34,900; EX-L 4-Wheel Drive MSRP - $36,900; and the EX-L 4-Wheel Drive with Navigation has a MSRP of $38,900, this model also features a rear view camera and Bluetooth integration.
The Accord Crosstour comes standard with many options that users will love, including dual heated front seats, leather trim pieces, dual climate control, XM Radio with USB Audio input which will make iPod plugin easier. Also too the car features a fold down rear seat, 18″ rims and tires, moon roof and much more.
The 2010 Honda Accord Crosstour features many safety technologies that will keep the occupants in the car safe from collisions. The car was designed with the ACE body structure which helps protect the users in front end collisions, also included standard with the Crosstour is the Electronic Stability Control, Anti-Lock brakes and front and side airbags.
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In today's economy many people are laid off from their jobs and are allowed to collect unemployment while they will look for new work. Unemployment benefits are temporary and cannot be considered for long-term income when a lender is considering loaning you money.
However, you may have the potential to qualify for a loan when you're collecting unemployment, if you have good credit to start with. Each individual and their circumstances are different. If you have another source of income and losing your job and collecting benefits is not a hardship or burden. Then you may be considered for a new car loan.
A person can only collect unemployment benefits for a maximum of 99 weeks, as of January 2011. Therefore unemployment cannot be considered as a reliable source of income, and may hamper your efforts in getting a car loan. Car loans today, generally have payments that last anywhere from 3 to 5 years; the majority of lenders will not grant a loan based on someone's temporary unemployment benefits.
To get approved for a car loan, an individual must prove to a lender that he or she is financially capable of paying back the loan. If your unemployment is the only income you have to live on then chances are you can't afford a car payment.
Even subprime lenders or high risk lenders, that generally loan to people with poor or bad credit, are very unlikely to grant a car loan based on someone's unemployment benefits.
You may find a car dealer who was willing to put this type of loan together for an outrageous interest rate and down payment. The dealer may sell you a car that is way overpriced, with a large down payment, and an interest rate that could exceed 25 percent. This type of deal only benefits the dealer and not you the buyer.
Even if the dealer has to repossess your vehicle in a few months, they don't care because they will just turn around and sell the car again to someone else in a similar situation.
If you are in dire need of a car and can't qualify because of your unemployment benefits, you may want to consider a home equity loan, or an existing line of credit. It is not always wise to use a home equity line of credit. These type of loans can lead to excessive debt if used unwisely and cause you future problems financially.
If you absolutely must have a car then buy one for cash ($2,000 or less) to get you by until you start your new job. That way you won't be adding debt to your financial situation while looking for another job.